Knose promo codes and coupon codes in November 2026
Find verified Knose discount codes plus the latest vouchers available today
I joined CupoNation Australia in 2022 as a Senior Editor, where I update Knose offers and verify discount codes regularly for pet owners across Australia.
For pet insurance, I recommend reviewing Knose's optional extras. Dental Illness, Behavioural Conditions and Specialised Therapies can be removed at any time, so dropping any that don't suit your pet trims your premium every month.
Knose is a pet insurance provider that has won multiple awards for its continuous efforts to ensure the best pet care plans are available and accessible for pet owners. The company has earned Canstar's Outstanding Value recognition across multiple years, among more than 20 excellence awards.
Built by pet owners for pet owners, Knose takes pride in offering customisable plans and plenty of opportunities for pet owners to get the best care for their pets without breaking the bank.
Register for the Knose Breeder Partner Program to unlock a 15% discount on puppy and kitten insurance policies. Discount applies when logged in as a verified breeder partner.
Apply this promo code during sign-up to receive 10% off your first year of pet insurance or care plan subscriptions. Valid for new customer accounts.
New customers can apply a Knose promo code during the online quote to take free months off the first year's premium. The discount covers the insurance portion of the premium and only works when you buy directly on the website or through the call centre. Policies bought through a comparison site miss out, and existing customers and renewals aren't eligible.
Only one code fits on each quote, so make sure the best one is applied before you pay. For most adult pets, this welcome offer is the biggest single saving in year one.
Dogs and cats under 12 months get their own version of the welcome offer. It takes free months off a new 12 month policy and adds discounts with Australian pet brands plus a digital puppy and kitten handbook. The pet can't have been covered by Knose before.
Based on our research, starting in the first year pays off twice. You get the offer, and the waiting periods are over before health issues have a chance to be recorded as pre-existing.
Dogs and cats aged 5 to 8 years can get 5% off their monthly premium for life with a Knose discount code. A new policy has to start before the pet turns 9, so the window is short. Once covered, renewals have no age limit and the discount stays.
This suits owners of a middle aged pet who missed the puppy or kitten deals. Premiums tend to rise as pets age, so 5% off is worth a little more each year.
Households insuring more than one pet can get 5% off their premiums for life. Each pet has its own policy, and the discount isn't added automatically, so call customer service or use web chat to have it applied.
Ask for it before you pay for the second policy. The team applies it rather than the checkout, and it's easy to miss if you buy the second policy online without mentioning the first.
Three settings drive the price, and each one trades premium against what you get back on a claim.
Annual limits are $7,500, $12,500 or $25,000, with no sub-limits on standard vet treatments.
The benefit is 70%, 80% or 90% of eligible vet bills.
The annual excess is $0, $100 or $200.
You can lower the annual limit after buying but never raise it, and the benefit percentage only goes up at renewal. Excess changes also take effect at renewal.
We'd start with a higher excess before dropping to the lowest benefit. The excess is paid once a year, so it costs little if you rarely claim, while a 70% benefit leaves you paying 30% of every bill. Choose the limit carefully at the start, since you can't increase it later.
If your previous policy was active for at least 12 months, injury and illness waiting periods can be waived when the new cover is equal to or less than the old one. You'll need the waiver form and your previous Certificate of Insurance. Keep the old policy running until the new one starts, so there's no gap where an injury or illness goes uncovered.
Every Knose member gets free access to the Pet Health Hotline, where registered vet nurses answer questions by phone or chat at any hour. Non-members pay $8.88 a month for the same service. Based on our research, a quick call is worth making before an after hours emergency visit, because a nurse can tell you whether it can safely wait for your regular vet.
Most claims are processed within five business days once all documents are in. Payment usually goes to you, but Knose can pay the vet directly if you ask and the clinic is in its preferred network. That saves you covering the full bill on your card while you wait, which helps most with surgery or specialist costs.
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